If you wish to enroll in a Medicare plan, you must choose a program that is offered in your local area. While some Medicare Advantage plans may provide benefits to a broader scope, others are pretty limited in what areas they serve. If you need Medicare coverage in your area, here’s how Medicare works for people in Coffeyville, Independence, Chanute, Fort Scott, Pittsburg, and Parsons, Kansas.
Original Medicare
Original Medicare consists of Part A hospital insurance and Part B medical insurance. You must apply through the Social Security Administration to get Original Medicare benefits. After applying and being formally accepted to the program, you can choose whether you wish to enroll in Part A and Part B benefits.
Here is what each part offers beneficiaries:
Medicare Part A
If you have Part A benefits, you can access a range of benefits that involve receiving care within a medical facility. Part A coverage will help pay for inpatient care in a hospital, skilled nursing facility care, nursing home care, hospice care, and home health care. If you have a Medicare Advantage (Part C) plan, your Part A benefits will be provided.
Medicare Part B
Part B benefits include coverage for any medically necessary or preventive services. Medically necessary services include clinical research, ambulance, durable medical equipment purchases, and mental health care services. In some cases, you may also have limited access to outpatient prescription drugs through Part B. If you join a Medicare Advantage plan, your Part B benefits will be provided.
Medicare Part C
Part C of Medicare is also known as Medicare Advantage. Medicare Advantage plans are private insurance plans offered by insurance companies contracted with Medicare to provide people with their Part A, B, and D benefits. Medicare Advantage plans offer unique gifts that are not available to Original Medicare recipients. Therefore, it may be ideal to switch to a Medicare Advantage plan in your area.
Medicare Part D
Part D of Medicare is the component of the program that helps beneficiaries pay for prescription drugs. The prescription drug coverage portion of Medicare is also serviced by private insurance companies so that you won’t purchase the plan directly through Medicare. Each plan is still standardized, to an extent, though, because they all must offer at least two drugs in all major categories. Some categories that must be included in Part D plan formularies are as follows.
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- Immunosuppressant drugs
- Antipsychotic medications
- Anticonvulsive treatments
- Antidepressants
- HIV/AIDS treatments
- Anticancer drugs
Medicare Plans By City
Every city has a limited number of Medicare plans for you to choose from. In most cases, you can expect 20 – 50 different plans to be available. Here is the number of Medicare plans offered in Coffeyville, Independence, Chanute, Fort Scott, Pittsburg, and Parsons, Kansas.
Independence, Kansas
Medicare plans in Independence, Kansas, are available to you. There are currently 39 plans available to Independence residents as of 2021. Most of these plans are offered through UnitedHealthcare, WellCare, and Humana. Twelve are comprehensive Medicare plans, and the AARP provides the highest-rated plan in the area.
Chanute, Kansas
Medicare plans in Chanute, Kansas, are more varied than that in Independence, Kansas. There are currently 43 different plans in the area and 23 doctors accepting Medicare. 13 other providers offer these 43 plans, and the best one is the AARP Medicare Advantage Plan 1 from UnitedHealthcare.
Coffeyville, Kansas
There are even more Medicare plans available in Coffeyville, Kansas. Humana, UnitedHealthcare, and WellCare are the primary plan providers in the area, but there are 12 different providers in Coffeyville. Of those 12 providers, there are 46 plans available. You will be able to see 19 doctors in the area for Medicare-approved services.
Fort Scott, Kansas
There are currently 49 different plans available in Fort Scott, Kansas, and 13 insurance companies offer those plans. There are 13 doctors in this area that accept Medicare.
Pittsburg, Kansas
Pittsburg, Kansas, has a total of 50 Medicare plans available. Fifty-one doctors in the area are approved to see Medicare patients, so you will have many options for health care providers. For the 50 different plans, only 13 insurance companies are selling them.
Parsons, Kansas
Medicare plans in Parsons, Kansas, are abundant, with more than 46 options. Twelve insurance companies are offering these plans, and 18 doctors are available to see Medicare patients. There are plans at every price point, so compare them thoroughly.
Get Medicare Coverage In Kansas
If you live in Kansas, you have many options for your Medicare coverage. You will likely need help finding a suitable policy with many plans. Don’t shop alone. Our talented agents can help! Contact Senior Insurance Consultants now to speak with one of our representatives during a free consultation.